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Kaven Kafshbarghi

44 Saint Joseph St. Suite 2006
Toronto Ontario

Your Friend With Benefits

My name is Jiaze Gao, who was lucky to have the opportunity to work for KavenKafshbarghi for a few short months in 2017 as a financial advisor intern. I have no priorexperience about insurance field, but Kaven, as my mentor, taught me every basicknowledge about insurance with patience.It was amazing that I met Kaven during my first internship. When I worked with him,I always felt the passion he has about his career. When I had some questions aboutinsurance, Kaven always gave me the most professional answers. The passion he has,the professional skills, and his wise thinking, influenced me on both career planningand the attitude towards life.I would describe, Kaven, as an approachable supervisor, a professional insurance broker,and a role model for younger generation.

Rina-Lee Rovinelli

This is one of my very best friends Kaven Kafshbarghi. I met him when he sold me Health Benefits for our Company. I was so impressed with his initiative and creativity (he called his company, Your Friend With Benefits lol) I pushed him through with my CEO. He knows more about company benefits than any human should, and he often bores the hell out of me when he shares ALL the details. Then he smiles proudly and says, "see, a normal rep wouldn't give you this kind of useful information". (where's a normal rep when I need one :)) He is my biggest supporter. He has come to every single Speaker Slam event, often paying for babysitting and bringing his lovely wife, or pressuring his friends, neighbours and employees to attend with him. He is always buying food and rounds of drinks to support the bar, sending food up to Lily at the front, buying drinks for me and Dan. He's lent us his T-shirt press and helped us make Speaker Slam t-shirts, he's lent me his party room for my "You Pitch Like a Girl" workshop, driven me and Lily around to give out cakes to the homeless (almost getting beaten up in the process), shown up at my Toastmasters contest, sick as a dog and pretty much been the nicest guy in the entire world. I'd like to take credit and say I must be an amazing person to deserve this - but the truth is, Kaven is like this with all his friends. So if you are looking for a new friend, add Kaven. The only prerequisite is that you have an odd sense of humour and enjoy hearing about health benefits. :)

Executive Service Representative

I started off as an intern at Your Friend With Benefits Inc. During my internship here at Your FWB, Kaven has taught me what it is like to be a Financial Advisor (obviously without actually performing the tasks that a licensed advisor would do). It was a very educational internship for me. I'm forever grateful that Kaven saw potential in me and has officially hired me as his Executive Service Representative. Everyday is a different day for me because I'm always learning new things from Kaven! Words cannot describe how amazingly talented and hard working Kaven truly is! You won't ever regret coming to Kaven for your insurance needs, he always goes the extra mile to ensure that his client are satisfied :) 

Wealth and Health Broker

I have known Kaven for the past couple of years.  He is extremely knowledgeable when it comes to group benefits and individual insurance.  Whenever I am working with a client who owns a business, I don't hesitate to bring Kaven in to discuss his expertise.  He is an asset to individuals and business owners who want to enhance protection and benefits within their respective families or business

Testimonial #30

Generous, funny and ever passionate about his work, he will go that extra mile for his clients,family and friends! He always works tirelessly to ensure that his clients get the best plan they desire and deserve. You are in good care w Your FWB! He is the real deal!


After initial reluctance I met with Kavan a number of times to discuss the needs of my company in insuring my family for medical benefits. I found Kavan to be engaging, but moreso very focused on my needs and issues, and he presented me with many excellant options,of which I took the best one suited for my family.Kavan is knowledgable, and focused on the best results for his clients, I would recommend him to anyone looking out for their family.

Testimonial #28

Dealing with Kaven was a breeze. He is an extremely friendly and patient person (especially with a novice in insurance like myself). But where it really counts and sets him apart from the rest, is his deep understanding and expansive knowledge in the field.
It is an asset to have him on my side maneuvering through the labyrinth of insurance options. Thank you Kaven!

Manager, People

Kaven was an incredbile help while I was trying to get our Canadian entity up and running under a very short timeframe. He was always available and went above and beyond to help out and get the best possible option. I was absolutely work with Kaven in the future and would recommend him to anyone who asked.

Testimonial #26

As a benefits provider and Third Party Administrator, ASSOCIUM Benefits has worked with Kaven for a few years. We are always impressed with his drive, innovation and thorough approach to serving his clients. Kaven is not satisfied until his clients are satisfied.


Neil Iddon, Director, ASSOCIUM Benefits

Great service coupled with deep technical knowledge

Kaven is a great business partner for any business looking for a strategic business partner who will stay on top to provide you and your team with great service. Kaven, has deep understanding of different products and services in the insurance industry which helps manage costs without compromising the coverage.  I strongly recommend you to contact Kaven for your insurance needs.

Hard Worker

Kaven presented us with several options that would help us save money. He kept us informed during the whole transition process. Our whole team was impressed with how easy it was to switch. Would highly recommend him to anyone needing insurance.


We are very pleased dealing with Friends With Benefits.  Kaven Kafshbarghi went

above  and  beyond  to get our Company the best rates for our Medical and Retirement

Plans.  If there are any questions concerning any of our plans, response time is quick

and efficient. We would highly recommend FWB to anyone they definitely have our

Stamp of Approval.  In addition it is always a pleasure speaking  with Kaven , he has

a great sense of humour and a caring personality.


Esther Herbst


Kaven Kafshbarghi

Working with Kaven Kafshbarghi over this past year has taken our group benefits issues from "groans and moans" to "no problem." Kaven, our Group Benefit broker, is one of the most responsive people I have ever worked with. He responds immediately to questions or special requests. It is such a pleasure to work with Kaven, he does whatever it takes to find a solution to our needs rather than list reasons why "this can not be done." We are very pleased with Kaven whom always has our best interests in mind.


Looking forward to our continued business with Your Friend with Benefits Inc. 


Kaven is great. He's always been there for us. He goes above & beyond to assist us with our group benefit needs.


Check him out, you won't be disappointed!

Highly Recommended, for companies big or small

I have worked with Kaven for more than 4 years, and he has never let us down. We are a small charity with unique benefit needs, and despite not fitting well into the 'normal' benefit set-ups, he's always found ways to get us the best coverage. Kaven always responds to my emails quickly and, most importantly, always goes the extra mile. I highly recommended him to manage your benefit needs.

Thanks for the excellent service, Kaven

Kaven is very knowledgable with the products. He is enthusiastic and very patient with clients.


I really like working with you, Kaven.

A hard-working broker who takes initiative

Kaven is an excellent broker with the interests of his clients driving his every action. He is dedicated to helping all of his clients and ensuring that their needs are met. Your Friend With Benefits provides strong and timely service that is hard to duplicate. 

Great Work

Excellent Broker. Keeps myself well informed of progress.