We sought the services of Andrew and his team after having no success with any other broker or bank institution. Our circumstances where quite unique and complex, we had been advised that there was no way we would acquire a loan to purchase our investment property as well as complete our home that was at the beginning of construction. Due to the fact we are self employed, the task of getting a loan seemed impossible.
Andrew, Meera and Rachel went above and beyond and to our delight they got us a loan to secure our investment property and finish our home.
Nothing was ever a problem, no question was too hard. I would absolutely have no hesitation in recommending their services. In our eyes, they are miracle workers.
Daniel and Alexandra Briffa
My partner and I recently purchased our first property. Having been a lawyer for a number of years, I was aware that certain banks provided special perks for lawyers but was unaware which banks and what perks. I had seen some ads for Legal Home Loans, so decided to reach out to them to assist us. Cullen responded very quickly and set up a first meeting - at my offices! He gave me the low down on which banks would be good for me and I soon had pre-approval with Westpac! When we finally found our property, Cullen and Rachael made all the necessary arrangements with Westpac and my conveyancer (thereby saving me a lot of time and effort) and the property settlement proceeded without a hitch at the scheduled time. Both Cullen and Rachael were a pleasure to deal with throughout the whole process and were genuinely excited for us both during the process of searching for and then ultimately securing our property. I would very highly recommend Legal Home Loans to any legal professional!
Andrew and the team went above and beyond to make my dream of purchasing a perfect cottage on Magnetic Island happen! Andrew was available after hours, and always helped with a smile on his face. The service was beyond amazing, and I refer so many lawyers and friends to LHL. Andrew and the team made my dream come true, and I will be forever grateful! Thank you for everything you have done for my family and I - from the bottom of my heart :)
Cullen and the team at LHL were dedicated and worked hard to secure us a beter deal in a time when refinancing can be difficult. I am very happy with where we ended up and the LHL service to get us there. I highly recommend having a chat to them to see what they can do for you.
Cullen organized the finance for our new home - notwithstanding changes in employment, multiple income sources and a very quick move on our part from making an offer to signing a contract, Cullen was on top of everything and worked extremely efficiently and effectively with the bank to make sure we were able to settle simultaneously with the sale of our previous home.
We have used a broker before and found it extremely frustrating, and were left wondering if we could have saved ourselves time and stress if we had just organized our own mortgage.
By contrast, Cullen quickly identified the right loan for us with a great rate, and shepherded us through the application process with ease. He was so quick to respond and make everything happen, we were both extremely impressed and relieved we had Cullen to sort everything out for us. Even with a more complicated financial set up this time round, the process has been so much smoother and less stressful!
We have just moved into our new home, and have no hesitation in recommending Cullen and the team at LHL to any of my colleagues who are in the market for finance.
It was such a pleasure dealing with Andrew and the team. They were efficient, fit meetings around us, communicated really clearly and inspired great confidence in us. We will definitely be using Andrew for any future home loan changes and can’t recommend him highly enough!
We had a good experience with Cullen Haynes and LHL, who helped us refinance our mortgage to achieve a more competitive interest rate. At all times Cullen was attentive and enthusiastic about getting us the best possible deal. We look forward to working with him again in the future.
Knowledgeable, efficient, responsive and effective just a few words that described Andrew Johnson and the rest of the team at Legal Home Loans. When I approached Andrew, I told him that I had already signed a contract because I did not want to lose the opportunity that I was presented. I was already two days into my cooling period and only had five days left. I was very anxious but Andrew assured me that everything will be fine. Andrew was able to obtain finance within three days. He was able to secure the best rate possible in the market and ensured that I did not have to pay mortgage lenders insurance. Andrew always answered my calls and emails regardless of the time or day of the week it was. After such an amazing experience, I will be using Legal Home Loans for all my financial needs. Legal Home Loans are the Rolls Royce of brokers, look no further!!
The quickest turn around, most professional people to deal with. Explained and made the whole loan process easy. I would recommend them to lawyers and all people. Thank you Cullen Haynes for your time and effort and your guidance throughout.
"I reached out to Legal Home Loans because my current broker wasn't servicing my needs and I couldn't move forward with them. As soon as I met with Andrew, he understood what I was looking for and was able to facilitate that. As a corporate professional and running my own company, I work very long hours. Andrew was able to work around my timetable and my schedule, meet me after hours, meet me at home, meet me on weekends. What I thought was impressive when I first met him was that he said "I have to meet Vivian, explain all this to Vivian and make sure she understands", I've never received that sort of service before and to me that's very important. I would definitely recommend Andrew to other professionals in the industry, he understands the needs and the lifestyle factors, and doesn't waste any time."
"I'd had a home loan for about 8 years and never really thought about it. I was a little bit sceptical because I'd met brokers before, and as soon as I met Andrew it was a completely different situation. He sat me down and said "Jacqueline, we can do something way better" and he did! It was so quick, it was within a couple of weeks that my life completely changed. He comes to me, and his energy is infectious. Even though he has so many other clients, he's just all over my stuff which I know, as a lawyer is very difficult to do because you've got so many different clients. Sometimes I'll call him on the mobile to ask a couple of questions just randomly, and he always answers, and he always knows the answer! I mean that's unprecedented! To be frank, I'm a lawyer who works in the property industry a lot, and I care about my clients, but no one has really cared about me before, so having him in front of me has just been pretty mind blowing actually. Within that month, I saw the difference instantaneously, so it's pretty much changed the way I've lived the last 8 years of my life."
"I've had a few other experiences with brokers and they weren't catering towards my industry and what I do specifically. Andrew from LHL was walking me through each part of the process and it didn't take up much of my time. He came to me with specific products that actually met my needs—we discussed upfront that 90% LMI waiver was a necessary part of what I needed, and I wasn't hearing about other things. My home loans needed some work. There was quite a few of them, they were at really high rates, going to Legal Home Loans was a way of solving all of those issues. Best of all we ended up saving $8000 a year on average between the investment loans and the home loans, which was a fantastic result. I'd definitely recommend Legal Home Loans to my colleagues and friends. The main thing is, I can trust that they will take care of them the same way they took care of me."